Every feature. One price.
Notch does the busywork of money (sorting, tracking, matching, reminding) so you can focus on the decisions.
Every dollar, sorted. No spreadsheet.
Transactions land color-coded by category, with each month's income, spending and budget a swipe away. AI handles the stragglers, and reviewing takes a tap.
- Month cards: what came in, what went out, over or under budget
- Tap ✓ or swipe right to review, or bulk-edit a whole batch
- AI sorts anything uncategorized; your own rules always win
- Fix a merchant once and every past and future charge follows
Never wonder what's due.
Every bill still to pay this month, soonest first, with what's due in the next 7 days. Card statements, autopays and the subscriptions Notch finds on its own, all on one calendar.
- Upcoming, overdue and paid, clearly separated
- Card statements marked paid the moment your payment lands
- Only charges that truly repeat are expected; one tap removes the rest
- Add bills Notch can't see, like rent paid by check
Yours, mine and ours.
Each of you gets your own login. Flip between Mine, Ours and theirs on any screen. Mark any purchase as shared, split costs the way you actually do, and Notch keeps the tally.
- Split 50/50, by income, or custom, with exceptions by category
- Even up shows who owes whom; Settle up records it
- Joint accounts land in Ours automatically
- Your partner's included, at no extra cost
Every holding, one clean list.
Every position across every account, each with a one-month trend line. Tap any holding to see your position's value from today back a year, and which accounts hold it.
- Charts for 1D, 1W, 1M, 3M, YTD and 1Y
- Stocks, ETFs, funds, crypto and retirement accounts together
- The S&P 500, Dow, Nasdaq, gold and Bitcoin, explained in plain English
- Add holdings by hand when a brokerage only shares a balance
Your home, rentals and every loan.
Track a mortgage from the day you closed, to the penny. Every payment split into principal, interest and escrow. Student loans and car notes stay current from your bank payments, even when the servicer won't connect.
- Balance, payoff date and interest that match your lender
- Rental income, expenses and NOI for every property
- A real estate filter for every property-related transaction
- Student, auto and personal loans with every detail your servicer shows
Know where you stand. Know your options.
Clean reports for any month, quarter or year, ready to save as a PDF. And when there's money left over, Notch Guide lays out your options using your real numbers.
- Spending by category, top merchants and net worth change
- Compared with the period before, automatically
- Pay down a card, build a cushion or invest: see what each would do
- Education, not advice. No product pitches.
See next month before it happens.
Where each dollar went, what you kept, and your checking balance 60 days out, so a tight week never sneaks up on you.
- What came in and went out, in plain numbers
- Month by month: what you kept
- A 60-day forecast with the lowest point flagged
On your phone. On your Mac. Always in sync.
Install Notch on iPhone, Android or Mac, or open it in any browser. It updates on its own, so it's current wherever you look.
Your money is personal. We treat it that way.
We never see your bank password
You sign in with your bank through Plaid, used by thousands of financial apps.
Read-only, always
Notch can see balances and transactions. It can't move money or make changes.
No ads. No selling data.
You're the customer, not the product. Export everything, or delete it, anytime.
The little things, done right.
Goals
Save toward anything. Link an account and progress updates itself.
Debt payoff plan
Your debt-free date, and how much an extra payment saves.
Subscriptions
Found automatically, with a yearly total that might surprise you.
Net worth
Assets, debts, investments and property, tracked over time.
Credit utilization
Each card's usage at a glance, with the 10% and 30% marks.
Your categories
Make your own, with colors, and sort rules you can see and edit.
Import & export
Bring in CSV history. Take your data with you anytime.
Sync you can see
If a bank needs attention, you'll know, and one tap reconnects it.
Try every feature, free.
Seven days, everything included, your partner too.